Home insurance is extremely easy to find, and even mobile or modular homes are easy to insure as well. The simple fact is that this type of insurance in many ways mimics what a home insurance policy is for a permanent structure. However, there are a few things to consider when insuring a mobile or modular home and it’s one of the reasons why a person may want to speak with a dedicated Mobile Home Insurance Agency in Monroe County MI.
Standard Coverage
The first thing to understand is that mobile home insurance covers things such as fire, theft, vandalism, burst water pipes, snow and wind damage and the list goes on and on. In essence, a mobile home insurance policy will typically cover most of the things that a home insurance policy will cover.
Pricing
In terms of pricing, the cost of mobile home insurance is going to vary a great deal depending on where the home is located. A modular or mobile home in Monroe County, Michigan will likely cost on the lower end of the scale, which can be as low as around $250 annually. However, in areas that are prone to more significant weather, such as wind damage, flooding and other natural disasters like hurricanes and tornadoes, mobile home insurance can cost upwards to $1300 a year if not more.
Easy to Find
Another good thing is that mobile home insurance is quite easy to secure. Most of the major insurance companies provide this type of insurance as well as extended property and liability coverage. In many cases, when a person speaks with a dedicated Mobile Home Insurance Agency in Monroe County MI, the agency will typically act as a broker and may represent many well-known insurance carriers that provide this type of insurance to residents in the state of Michigan.
If you’ve recently purchased a modular or mobile home and you’re looking for insurance, or perhaps you’re not happy with the insurance that you currently have, you need to speak with the right insurance carrier. In that case, speaking with a mobile home insurance agency, one that represents many insurance carriers and one that can answer your questions is essential. If you’d like to Find more information about this type of insurance policy, you may want to speak directly with a mobile home insurance agent today.
